AdviceUK is the UK’s largest support network for free, independent advice centres. AdviceUK was formed in 1979 as the Federation of Independent Advice Centres (FIAC). As a UK-wide organisation AdviceUK is a key member of the Advice Services Alliance.
A national charity, working across the UK to lift people out of debt and poverty offering free debt counselling through a network of 260 debt centres based in local churches.
Christians Against Poverty
Citizens Advice provides free, independent and confidential advice on getting out of debt, and a variety of other issues. With branches across the UK they have useful resources online, such as debt FAQs and budgeting tools.
Legal aid can help you pay for legal advice, family mediation and representation in court and some tribunals. This could include help for housing, debt, family or education problems. You can also get legal aid if you’re accused of a crime.
Civil Legal Advice
The Continued Path website offers links to free, independent support organisations as well as practical advice for survivors in the areas of heath & wellness, wills & probate and estates & finance. This site is designed purely to provide an objective online resource, available at the visitor’s convenience with useful information including definitions for common terms associated with the probate process.
Counselling Directory provides a huge support network of counsellors, enabling visitors to find a counsellor close to them and appropriate for their needs.
Debt Action NI is a project run by Advice Northern Ireland which offers free, confidential and impartial debt and money advice.
Debt Action NI
The Financial Ombudsman Service was set up by law to resolve individual disputes between consumers and financial services businesses. It can deal with complaints about a wide range of financial and money matters and covers complaints about debt collection where the debt relates to consumer credit or hire, when a complaint can be brought by the person owing the money – or by someone who has been pursued for a debt owed by someone else.
Financial Ombudsman Service
This is a free 44-page PDF booklet supported by Mind, Rethink, CAPUK and others, for people with mental health problems and those caring for them. It covers how to handle debts when unwell, work with banks, free debt counselling, specific tips for bipolar disorder or depression sufferers, whether to declare a condition and more
Mental Health & Debt
MoneyHelper offers content to make money and pension choices clearer, backed by the government and free to use.
Money Advice Scotland (MAS) is the national umbrella organisation which promotes the development of free, independent, impartial, confidential money (debt) advice and financial inclusion. The organisation is a registered charity, with clear charitable objectives.
Money Advice Scotland
The Money Charity (formerly Credit Action) is a charity with over 20 years’ experience in money management. As well as free and confidential advice, they provide several useful money management apps, such as the “Spendometer”.
The Money Charity
National Debtline is a debt charity providing free, confidential and impartial advice as well as a library of online resources – including an information pack, personal budget planning, sample letters and information that will allow you to determine whether you qualify for a debt relief order.
For those based in Northern Ireland, nidirect contains specific information about how to manage debt.
PayPlan provides free money advice and tailored debt solutions; it is funded in a unique way: rather than charging clients it receive donations from the credit industry.
StepChange (formerly the Consumer Credit Counselling Service) provides free advice, help with budgets and debt management plans tailored to personal situations.
The Samaritan’s commitment to help people in need is well known, as their website states; ‘whatever you’re going through, a Samaritan will face it with you. We’re here 24 hours a day, 365 days a year.”